Home insurance in the UK generally does not cover routine cleaning or maintenance of solar panels. Standard home or building insurance may protect panels against hazards (theft, fire, storm damage), but it won’t pay for hiring a cleaner. Cleaning is considered a homeowner’s maintenance task, so any damage during cleaning (for example, from an accidental fall or tool slip) is not covered by insurance.
Likewise, solar panel warranties typically exclude normal maintenance. Warranties focus on manufacturing defects or performance drops. The Checkatrade guide notes that panels must be cleaned according to the manufacturer’s instructions or the warranty could be invalidatedcheckatrade.com. In fact, using improper cleaning methods (abrasive brushes or strong chemicals) can damage panels and void the warranty entirelysunsave.energy.
- Panel Warranties: These are usually 20–25 years for performance, covering only product faults. They do not include cleaning. However, keeping the panels clean is often required for the warranty to remain validcheckatrade.com. Always check your warranty terms.
- Insurance: While home insurance won’t pay for cleaning, some specialized policies (often offered with leased solar systems) may bundle maintenance cover. For most homeowners, though, cleaning remains an out-of-pocket expense.
Image: Solar panels next to a home insurance policy document. Alt text: “House insurance papers beside miniature solar panels, illustrating coverage limits.”
In short, treat cleaning as a routine expense. Protecting your warranty means using a professional who follows guidelinescheckatrade.comsunsave.energy. Keep records of cleanings as proof of maintenance in case a warranty claim is needed.
Call to Action: Maintain your solar warranty and avoid insurance issues by hiring a certified cleaner. Use our Find a Cleaner tool to connect with professionals who clean panels safely and keep them warranty-compliant.